The PNC Foundation Checking Account is an affordable and straightforward banking solution designed to meet everyday financial needs while encouraging sound money management. This account offers a low monthly maintenance fee of $5, which can be waived by meeting certain criteria such as maintaining a minimum balance or setting up direct deposits. It provides access to PNC’s extensive network of branches and fee-free ATMs nationwide, allowing for convenient cash withdrawals and deposits. There is no minimum deposit to open the account.

Customers can manage their accounts seamlessly through PNC’s highly-rated online banking platform and mobile app, which offer features like mobile check deposit, real-time account alerts, and budgeting tools through PNC’s Virtual Wallet. The account includes fraud protection services and Zero Liability for unauthorized transactions, ensuring your money is secure.

PNC Bank operates in the following states and Washington, D.C.: Alabama, Arizona, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Kansas, Washington, D.C., Iowa, Minnesota, Nevada, New Mexico.

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